Let's Find your Dream home!
Online Consultation Available!
REALTOR®:
Mirna Lima - Premier Agent Network
Phone: (909) 373-6102
Email: mirna@homezelling.com
DRE LIC# 02012713
Frequently Asked Questions
Buyers Usually Ask...
Proudly Serving Los Angeles metropolitan area, Riverside County and San Bernardino County.
Yes, virtual tours of properties are available for clients who are unable to visit in person. Contact us for more information and to schedule a virtual tour.
The Process
- Do I need a real estate agent? Yes, an experienced real estate agent can help you navigate the complex process, find the right house for your needs, and negotiate offers.
- Should I get pre-approved or pre-qualified? Pre-approval is a more thorough process that gives you an estimate of how much you can borrow based on verified financial information and is recommended before you start house hunting seriously. Pre-qualification is a less formal estimate.
- Are there special programs for first-time homebuyers? Yes, various government-backed programs (FHA, VA, USDA, etc.) and state-specific programs (like the California Housing Finance Agency (CalHFA) programs in California) offer low down payments or down payment assistance.
- Does my agent help provide loan information? A California real estate agent provides specific loan information as part of the transaction process, though they do not typically provide all personal financial details directly to the buyer. The Real Estate professional must provide disclosures about the property and the loan process, and can refer you to lenders, but your financial information is shared with the lender directly for the loan application.
- Does my Agent handle financial information/ or loan approval? While your agent may need to speak with your lender to confirm your pre-approval amount, the agent does not require you to share your full financial information.
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